What is the maximum withdrawal from PF account?
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For PF accounts, there isn’t a single maximum withdrawal amount. The amount you are able to withdraw is contingent upon your circumstances and the purpose of the withdrawal. Below is a summary of some typical situations:
Partial withdrawals during employment:
You may withdraw a certain amount for certain purposes, such as children’s education, marriage, or medical situations. The cap varies according to the cause and might be either a fraction of your employee contribution (up to 50% for higher education) or a fixed sum (e.g., Rs. 1 lakh for medical treatment).
Full withdrawal after specific events:
A PF account holder may take up to 75% of the total accrued amount if he or she has been unemployed for more than one month after leaving employment. This provision also permits the account holder to withdraw the remaining 25% if the unemployed duration exceeds two months.